Your details stay in your browser.
The short version: we don't want your data, we don't ask for an account, and your calculator inputs never leave your device. Use this tool like you would a paper worksheet.
What we don't collect
- No account, no email, no name, no phone number.
- Your dates of birth, the date the original owner passed away, the account balance, beneficiary type, income, and pacing choices are processed entirely in your browser. They are never transmitted to our servers.
- We don't sell, share, or rent any user data — we don't have any to sell.
What we do collect
Anonymous usage analytics. We measure aggregate traffic and performance — page views, browser type, and country (from IP, not stored). These are aggregated only and not tied to any individual, set no advertising cookies, and don't track you across sites.
Advertising
This site is free because it's supported by display advertising. Our advertising partners may set their own cookies on your device to serve relevant ads and measure performance. We do not share any of your calculator inputs with those partners.
We explicitly do not share any financial information you enter — including anything you compute on this site — with any advertising or analytics partner.
You can opt out of personalized advertising via aboutads.info or your browser's privacy controls. EU, UK, and Switzerland visitors see a consent prompt before any non-essential (advertising) cookies are set. You can review or change your cookie choices at any time — .
California residents
California residents have the right to opt out of the “sale” of personal information. Under CCPA's broad definition, our use of behavioral advertising cookies may qualify. To opt out, use the or enable the Global Privacy Control (GPC) signal in your browser — we honor GPC.
Deleting your data
Because we don't store anything server-side, the only place your data exists is on your device. To delete it, clear your browser's site data for 10yearrmd.com.
Children
This site is not directed to children under 13, and we do not knowingly collect any information from children. If you believe a child has provided us with information, contact us at the address below and we will delete it.
Third-party links
Links to the IRS and other government resources lead to their own websites; we don't control or speak for their privacy practices.
Contact
10yearrmd.com is operated by Red Goggles LLC. For privacy questions, email [email protected] or see our contact page.
Last updated: July 2026